Superior wealth protection and risk management services including captive design and end of life tax free reorganization services

Captive Benefits


The following chart lists all key benefits of captive insurance companies compared to self insurance and commercial insurance:

Effectively designed and managed captive insurance companies achieve these goals and objectives:

Business Goals of Captive Insurance Programs: 

  • Improve cash flow predictability and balances
  • Retain control over risk assets (money)
  •  Improve risk coverage - cover uncovered risks
  • Reduce risk financing cost - lower premiums
  • Create new profit center
  • Minimize taxes
  • Increase asset portfolio liquidity

Objectives of Captive Insurance Structures:

  • Avoid the volatility of the cyclical insurance market
  • Tailor insurance policies and programs to your specific needs
  • Improve risk management by controlling risk via improved claims management, underwriting flexibility and access to wholesale reinsurance markets
  • Reduce insurance costs
  • Improve cash flow
  • Improve Claim Reserve Investment Management
  • Capture Underwriting Profits
  • Increase tax saving opportunities
  • Expand wealth accumulation options
  • Protect assets
  • Reduce asset transfer costs
Click here to read excellent introductory articles on the benefits of successful family businesses owning a 831(b) qualifying captive insurance company.

The business risks of embarking on a course to achieve the above goals and objectives can be explored by clicking here.
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